Former AFL Player Fights for Compensation After Career-Ending Injury
Topic: Australian Rules Football
Aiden O'Driscoll faces an uncertain future after head trauma ended his AFL career.
At 18, Aiden O'Driscoll was living his childhood AFL dream.
In November 2023, he was drafted to the Western Bulldogs.
He felt elated when he joined the football club for the first time.
Aiden O'Driscoll said, 'I'm an AFL player — this is who I am.'
He said, 'I can train every day to be a better player.'
The Bulldogs boys were welcoming, and it felt like another family.
Being drafted to the Western Bulldogs was a dream come true for Aiden O'Driscoll.
He suffered a head-on-head collision in his first AFL practice match.
Aiden O'Driscoll was hit behind the ear.
The hit left a fracture behind his ear and was a massive hit.
He had a seizure and woke up in an ambulance.
An MRI revealed multiple brain bleeds.
Aiden O'Driscoll was drafted to the Bulldogs as an 18-year-old in November 2023.
The incident shattered his AFL dream and quality of life.
Current players have lost insurance coverage for brain injuries.
Aiden is one of many AFL players unable to play after suffering severe head trauma.
The AFL is facing a class action involving around 100 former footballers.
No insurers are willing to offer current players group coverage for concussion-related injuries.
Zurich Australia axed Total and Permanent Disablement insurance coverage for head trauma from May 1.
Aiden O'Driscoll's injury was before the deadline, and he is finalizing his claim.
He was officially retired by the AFL on medical grounds in April 2024.
AFL doctors showed him his MRI and explained his brain bleeds.
Seeing his brain after one hit was a massive shock.
Aiden O'Driscoll's MRI showed numerous brain bleeds.
An AFL medical panel's report revealed the gravity of O'Driscoll's injury.
The panel said Aiden has more micro-haemorrhages than other athletes with concussion.
The panel recommended that Aiden should not return to contact sport.
O'Driscoll was bereft after receiving the news and broke down to his mum.
He said, 'This is it, I'm done, what did I do to deserve this?'
The AFL Players Association offers a career-ending injury payment of up to $500,000.
Aiden O'Driscoll received a career-ending injury payment of over $150,000.
He is exploring other compensation options.
The AFLPA's Severe Injury Benefit fund provides payments of up to $600,000.
Aiden O'Driscoll applied for a payout from the fund but was rejected.
In his failed submission, he said the injury left him with mental health battles.
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Aiden O'Driscoll feels lonely and concerned for his future.
He said, 'I feel like I have lost basically everything.'
He often breaks down in heaving sobs.
Aiden O'Driscoll still lives with dizziness, nausea, anxiety, and difficulty sleeping.
He is exploring his options for compensation.
His life is filled with grief about what could have been and lost friendships.
Aiden O'Driscoll said, 'It's heartbreaking because to work so hard to get to where I was and to have it ripped away like that, it is not fair.'
The AFLPA said Aiden's bid for compensation via its Severe Injury Benefit fund was rejected.
The letter said he could ask for a review of the decision.
There are calls for the AFL to step up.
Peter Jess, a player agent, will appeal the AFLPA's SIB fund decision on Aiden's behalf.
Peter Jess said the AFL has abrogated its responsibility for Aiden.
The AFL said it is not the industry's problem, it is a societal problem.
Peter Jess said, 'If you go to work and you get hurt, you expect that your employer would then have a proper compensation scheme.'
This is not the case.
Peter Jess said the AFL should take more responsibility for supporting former players affected by head injuries.
He was unsurprised by insurance companies refusing to insure footballers for brain injuries.
The AFL needs to take greater responsibility for compensating players.
AFL players fund the SIB fund from their cut of the AFL's revenue.
AMP said the removal of insurance coverage was driven by high claim volumes over the last five years.
Zurich Australia said there was widespread uncertainty around the potential magnitude of Chronic Traumatic Encephalopathy.
Players are no longer insured for issues like post-concussion syndrome and mental disorders linked to head knocks.
The effect of head knocks over Gordi Kirkbank-Ellis's career isn't immediately obvious.
AMP said no insurer is currently willing to provide group coverage for head trauma for AFL players.
The AFLPA said it did not comment on individual SIB applications.
The AFLPA provided a statement on the recent insurance change and its hopes for the SIB fund.
The AFLPA said players take on significant risk when playing the game and their health and wellbeing is the highest priority.
The recent changes to Zurich's group Death and TPD insurance policy are disappointing but reflect trends in the insurance market.
The AFLPA's Injury and Support Fund delivered more than $8 million in support to past players.
One in three Alumni members has accessed AFLPA support services in the last decade.
The AFLPA continues to explore all options to enhance support systems for current and past players.
The Western Bulldogs has yet to respond to questions.
The AFL has declined to comment on Peter Jess's claims and the compensation issue.
Watch this story tonight on 7.30 on ABC TV and iview
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