A travel expert explained what rights passengers have if their flight is cancelled due to health issues.

If a flight is cancelled because of a global health emergency, passengers can get a full refund or another flight under UK261 rules.

Passengers have different rights depending on why they miss their flight.

Airlines are still responsible for refunds or alternative flights, even in very unusual situations. However, extra compensation may not apply.

There was a lot of confusion about this during the coronavirus pandemic.

A travel money expert says it's crucial to understand the difference between refunds and compensation.

The expert says travelers should not panic but understand their rights before problems happen. Knowing your rights makes it easier to act quickly and avoid stress if there are disruptions.

Airlines are responsible for passenger rights related to the flight, including refunds and assistance during disruptions.

Travel insurance protects against personal financial risks like cancellation due to illness or lost baggage.

The travel expert says people should not panic about their future flights.

Checking travel insurance and how you paid for the flight can add extra protection. It's also important to read the travel insurance policy carefully.

Many people only find out about exclusions in their travel insurance when they make a claim.

If you paid for your flight with a credit card, you may have extra protection under the Consumer Credit Act. Those who paid with debit cards may have less protection.